where is my money safe

in todays market conditon where can keep my invested as well as safe,as market goes up and down in roller coaster rides so often ,traders are really confused ,how can i keep my money earning even in this market conditoins ,analysts say it better to be in sidelines and watch till this turbulence ends ,bond are really safe but on yields side its not as promising as equity ,banking and financial stock are tradining at the bottom fo their valuations,so they are a good but when can i enter them have they reallly bottomed out ,or really have reached the bottom ,these are the questions to be aswered ,so best thing is to watch where the market heads ,2008 eight has been a bad year as far as trading is cconsiderd ,lets hope worst is over